Terms of Service

Prior to starting document processing services, you will sign a client agreement along with the following:

1. ​Credit Service Agreement
2. Consumer Credit File Rights (CROA Disclosure)
3. Right Of Cancellation Notice

The services we perform may include

• Document preparation and credit education.  We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
• We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
• You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
• Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

In return for the services above you agree to pay fees as outlined in your client agreement.

Agreement to Receive Text Messages

‍By providing your mobile number, you agree that Credit Sage Consultants may send you periodic SMS or MMS messages containing but not limited to important information, updates, deals, and specials.

• You will receive up to 4 messages per month.
• You may unsubscribe at any time by texting the word STOP to the (206) 758-4342. You may receive a subsequent message confirming your opt-out request.
• For help, send the word HELP to (206) 758-4342.
• Message and data rates may apply.
• United States Participating Carriers Include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket, Virgin Mobile and others.
• T-Mobile is not liable for delayed or undelivered messages.
• You agree to notify us of any changes to your mobile number and update your account with us to reflect this change.
• Data obtained from you in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time and content of your messages, as well as other information that you provide. We may use this information to contact you and to provide the services you request from us.
• By subscribing or otherwise using the service, you acknowledge and agree that we will have the right to change and/or terminate the service at any time, with or without cause and/or advance notice.

If you have any questions please contact Credit Sage Consultants at (206) 758-4342.

‍Will I be charged for the text messages I receive? Though Credit Sage Consultants will never charge you for the text messages you receive, depending on your phone plan, you may see some charges from your mobile provider. Please reach out to your wireless provider if you have questions about your text or data plan.